Ishaan Patel
Ishaan Patel

Hi, I'm Ishaan Patel, an 18-year-old high school senior, hardware founder, fund manager and educator from Phoenix, Arizona. I love building at the intersection of AI and finance.

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Everything I run, live {{ boardClock }}
GateVentureRoleStatusSince
Worked with, selected by, partnered with · click any logo for the website
3i Group
Rush Street Capital
CRS Credit API
University of Southern California
Arizona Science and Engineering Fair
Y Combinator
Microsoft
Xbox
UMB Bank
Mayo Clinic
The University of Arizona
Arizona Council on Economic Education
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Auditus
oTo
Click for the website ↗
01 / Hardware · February 2023 to present

Auditus

Co-founder · CFO · First engineer · Patent writer
Phoenix, AZ and Austin, TX

I started a hardware company at 14. It's shipping, patented, and licensed by Microsoft.

Auditus makes oTo, a headset-free mic and speaker that clips onto an Xbox controller. Full audio from the controller, no headset. It is a physical product: a custom board, a housing, a supply chain, a storefront. Hardware is the hardest kind of startup to run as a teenager because every mistake costs money and weeks. My brother and I started it in February 2023.

$750K
raise, co-led
$537K
presale campaign
2
design patents granted
1
utility patent pending
What I owned

The first version, alone. I designed and built oTo v1 before we had an engineer: schematics, PCB layout, prototype iterations. I fried Nucleo boards and burned through hundreds of components getting a working unit. Then I recruited engineers to take it from working to manufacturable.

The IP. I led the patent writing. Two design patents granted, one utility patent pending.

The money. As CFO I co-led the $750K raise and the $537K presale campaign, and I run forecasts, budgets, accounting, risk and compliance.

The deal. I handled the negotiations on the Microsoft licensing deal and the buyout offers from other companies that followed, and I controlled the financials behind them, from share structure to the equity terms of the license.

The first oTo I built fried. So did the second. I kept a box of dead boards on my desk until the version that worked.

Xbox
Microsoft
Microsoft licensing deal. Works with Xbox One, One S, Elite 1 and 2, Series S and X controllers.
auditus.io ↗Public sale live
oTo · exploded view · drag to spin{{ explodePct }}% apart
LiPo 3.7V
Cap. Volume down, push-to-talk pad, volume up. Three presses opens the mic.
Upper shell with speaker grille and USB-C. Rev 1 was 3D-printed.
Main PCB, designed by me. Firmware from scratch.
LiPo cell and speaker. 8 to 16 hours of chat.
AssembledExploded
37 g68 × 27.5 × 62 mm8 to 16 hr batteryUSB-C fast charge3.5 mm passthroughPush-to-talk and open mic
oTo, the film▶ Click to watch with sound
oTo Founders Series with packaging
oTo retail packaging
Two gamers holding Xbox controllers with oTo attached
oTo on an Xbox controller
oTo version 1 on a Nucleo board
oTo audio loop circuit schematic
Audio loop schematic, expansion header circledSchematic
oTo assembly flow
Assembly flowchartDiagram
Point Alpha
Click for the website ↗
02 / Capital · July 2025 to present

Point Alpha & Co.

Co-founder · Managing Partner
Head of Quantitative Investment Strategies (QIS)

I founded Arizona's first student-run capital management firm. Real money, a real process, up 24.8%.

A closed capital management and equity research firm run entirely by high school students, no school or parent involvement. Three tiers, six sector verticals, an investment committee that votes every position, research published in CFA Research Challenge format. The CIO holds no sector book and sponsors no pitches, so execution stays independent of research.

Assets under management24.8% annualized
$73K
$100K+
95
research reports published
20+
members
6
investment verticals
10
week analyst course, every member
What I owned

The firm. Co-founded it, run it, designed the structure.

The research machine. I wrote the research framework and the 10-week analyst course every member takes before they can pitch, and built the pipeline: analyst builds the case, PM sponsors it, committee votes, the firm publishes, post-mortems feed the next cycle. 95 reports so far, every one with bylines.

Quantitative Investment Strategies. I lead QIS: Monte Carlo stress tests, Black-Scholes pricing, multi-factor regression, arbitrage work.

The agent. A Python research agent on the Claude API and SEC EDGAR that pulls the filings and data relevant to a trade, so analysts spend hours thinking instead of scraping. This is what made me want to build Habitat.

The documents and the site. IC memos, board packets, research reports, post-mortems, deep dives, pointalpha.co.

The firm works because 20+ of us argue about every pitch. The best calls have come from analysts who saw what I missed. I built the process so that could happen.

How the firm is built
Executive BoardInvestment committee · final vote
Portfolio Managersone per vertical
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Analysts10-week course, then a live book
How a position gets in
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Documents
PDF · Research reportLockheed Martin (LMT)PDF · Research report
Lockheed Martin (LMT) equity research reportReport
PDF · IC memoTSMC, IC-15PDF · IC memo
TSMC investment committee memorandum, IC-15IC memo
PDF · Post-mortemPalo Alto NetworksPDF · Post-mortem
Palo Alto Networks post-mortemPost-mortem
PDF · Post-mortemSentinelOne (short)PDF · Post-mortem
SentinelOne short, post-mortemPost-mortem
XLSX · Financial modelRTX modelThree statements, DCF, comps. Download.
RTX financial modelExcel
A working model
Run a DCF the way our analysts do before a pitch.
Five-year unlevered free cash flow, Gordon growth terminal value. Illustrative inputs. The real pitch models also carry three statements, comps and an LBO case.
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Revenue{{ r.rev }}
Free cash flow{{ r.fcf }}
Discount factor{{ r.df }}
PV of FCF{{ r.pv }}
PV of terminal value
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Enterprise value
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Equity value
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Implied share price
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AZ FTRS
Click for the website ↗
03 / Teaching · November 2025 to present

AZ FTRS

Arizona Futures Project · Founder and President
I teach every session · azftrs.org

Every student gets a different class, built around the career they actually want. A future nurse and a future engineer do not get the same lesson.

A financial literacy and college access program for first-generation middle and high school students in South Phoenix. I'm first-generation myself. The program runs 14 weekly sessions a semester on money fundamentals, career exploration, how college gets paid for, and entrepreneurial thinking. There is no shared lesson plan. Each student's curriculum is built around their own passions and career goals, so the examples, the math and the final pitch are theirs. Every semester ends with students pitching a venture to guest judges.

100+
students taught
20+
classes across two semesters
60
page booklet, self-published
2K+
students reached
What I owned

Everything. Founded it, wrote the curriculum, recruited the partners, built the website, and stand in front of the room every week. Weekly at Loyola Academy, inside Brophy clubs, Rancho Solano Prep next.

The booklet. I wrote and self-published “Your Future Starts Now,” 60 pages that turn the program into an interactive guide so it reaches schools I cannot teach at.

The partnerships. UMB Bank brings a banker guest speaker and teaching resources. Arizona Council on Economic Education collaborates on content. In progress: distribution across the Veritas charter district, 7,000+ students, and booklet events at Rancho Solano, Great Hearts and others.

Why it is custom. The first semester used one lesson plan for every student. One of them told me it had nothing to do with what he wanted to do, so I rebuilt the program so that each student's goals set their curriculum. That student now helps teach.

UMB Bank
Arizona Council on Economic Education
Partner: UMB Bank. Collaborator: Arizona Council on Economic Education.
azftrs.org ↗
Curriculum · one semester
14 weekly sessions
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Sites. Loyola Academy (weekly) · Brophy clubs · Rancho Solano Prep (next) · Veritas charter district (in discussion, 7,000+ students)
AZ FTRS students at Loyola Academy in front of the whiteboard
Ishaan working one-on-one with a student on a laptop
Ishaan teaching a full classroom at Brophy
Your Future Starts Now student workbook cover
PDF · Chapter 1Your Future Starts Now, chapter 1PDF · Chapter 1
“Your Future Starts Now,” chapter 1PDF
04 / Agents · Started summer 2026 · Building now

Habitat

Founder · Co-building with one collaborator
Brain built and benchmarked · Ecosystem in progress · Private repo

Everyone is making the agent smarter. Nobody is improving the habitat it works in. I'm building the habitat.

An AI-native environment for agents, with three parts.

The brainBuilt and benchmarked

A proprietary content storage and memory cache. When an agent completes a task, the result, the derivation and the mistakes get stored as verified facts. The next time any agent asks the same thing, or part of it, the answer is served instantly instead of re-researched. The more a company uses it, the smarter it gets. It is proprietary because it is built to look for, discover and store specific knowledge inside a dictionary drawn from trillions of possible entries, the working vocabulary of finance, PE, trading, compliance and insurance. It knows what it is looking for.

The ecosystemIn progress

The environment the brain lives in, plus all the data converted from human-made forms (PDFs, websites, viewers, buttons) into structured, connected, machine-readable data an agent can fetch instantly. First corpus: private-company data, starting with Delaware filings, SEC Form D and federal court records, with entity resolution so every company has one canonical ID.

The access layerDesigning

An MCP server and API so any agent, on any model, can work inside it, plus a control layer that shows what each agent is doing, what it has spent, and a hard cap it cannot blow through.

39%
lower cost, live run, 150 questions
38%
faster, same run
25.5×
cheaper per reused answer
0
wrong answers served across 6,000 simulated questions

All numbers from my own benchmarks. Earlier MVP: 70% token reduction on stored results. The 6,000-question simulation ran five workload profiles with the judging model deliberately failing 8% of the time.

Where it started

At YC Startup School I heard Boris Cherny describe agents that ran for two weeks, burned enormous amounts of money, and came back with bad results. Nobody could see what they were doing or spending, and they kept re-deriving things they had already figured out. I had hit the same wall building the Point Alpha agent.

Why finance first

High willingness to pay, expensive research workflows, data trapped in human-oriented formats, and ROI you can measure. First wedge: private-company intelligence for PE and hedge fund research.

What I did
·Designed and built the brain: the fact-level memory cache, the deterministic scope classifier that stops answers leaking between contexts, near-duplicate fact merging, gap-fill partials that research only what is missing, and an incremental search index.
·Wrote the full spec and a portable JavaScript module, and shipped a working demo with a live brain visualization and benchmarks.
·Ran the benchmarks myself, found the bugs myself, and fixed the root causes.
·Building the ecosystem now: the corpus pipelines and entity resolution, one source at a time.

My first benchmark said Habitat saved 8%. I thought the idea was dead. It was one labeling bug. Twenty-one of fifty facts had the wrong entity type. Fixed it, reran it, 39%.

Play with it Click a source to feed the brain. Click an agent to ask it something. Drag anything. Run your cursor through the facts.
Each fact lands in its place in the dictionary: finance, PE, trading, compliance, insurance. Trillions of possible entries. The brain knows what it is looking for. {{ bFacts }} facts held{{ bServed }} served{{ bFed }} ingested
Habitat How a question moves through it. Simulation with my benchmark ratios.
Cheaper{{ hbSave }} less
A researched answer costs $1.02. A verified reuse costs $0.04. That ratio is the 25.5×.
without
{{ hbCostWo }}
with
{{ hbCostW }}
Faster{{ hbFaster }} faster
Research takes about 2.4 s per question. Serving a verified fact takes about 0.1 s.
without
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with
{{ hbTimeW }}
Right0 wrong of {{ hbHits }}
A similar question only tells the brain where to look. It serves the stored answer only after the source checks out unchanged. A new filing kills it instead.
Stale answers caught before serving: {{ hbStaleCaught }}
The access layer
MCP server and API. Any agent, any model. Metered, with a hard cap.
{{ a.name }} {{ a.model }}{{ a.spentFmt }}
{{ a.status }}
The brain
Verified fact cache. {{ hbVerified }} verified · {{ hbStale }} killed
{{ c.t }}{{ c.e }}
Similarity decides whether to look. Truth decides whether to serve.
The ecosystem
Human-made sources, converted into structured, connected, machine-readable data.
{{ s.name }}{{ s.note }}
Entity resolution
One canonical ID per company, across every source.
Company 1402Company 1407Company 1411
Questions
{{ hbAsked }}
Served from brain
{{ hbHits }}
Researched
{{ hbMiss }}
Cost with Habitat
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Cost without
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Time with
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Time without
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Cheaper
{{ hbSave }}
Wrong answers served
0
{{ e.t }}{{ e.msg }}
Why it is different

Every memory and cache product today (Mem0, Zep, semantic caches) stores what an agent learned but has no truth source to check it against. They serve answers because the question looked similar, so they are cheap, fast, and wrong, and they have no idea when an answer went stale. Every data product (Daloopa and the like) has the clean canonical data but throws away every derivation an agent makes on top of it. Nobody has both halves. Habitat owns the underlying data and the reuse layer in one system, so it verifies that the sources have not changed before it reuses anything, and kills stored answers automatically the moment a new filing drops. It is the only agent memory that can be trusted, because the habitat underneath it knows when the answer changed. And it is a product a person opens and uses, not an SDK sold to an engineering team.

Status

Brain built and benchmarked. Ecosystem in progress. Private repo.

University of Southern California
Click for the website ↗
05 / Research · USC · January 2026 to present

What regulation costs a bank that runs AI

Intern · Research Fellow · Created and lead my own study
Learning Environments & Technologies · Mentor: Raj Singh, Director
20 to 26%

more for AI compute. That is what banks and other regulated firms pay, measured from posted cloud pricing tiers.

I turned a USC internship into my own study. It started as automating data processing and tracking of learning technology across 500+ USC classrooms, connected spaces and auditoriums. I noticed compute was priced differently for different kinds of firms and asked why.

That became a USC-backed research study I designed and lead myself: what regulation actually costs financial institutions running AI, measured from posted cloud pricing tiers, with USC as a case study. Publication is next.

Gold is priced. Oil is priced. Compute, the input behind millions of companies, is subsidized by whoever wants market share. I wanted to know what it should actually cost a bank versus a hedge fund.

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The same compute, two bills
Drag to set monthly spend
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Unregulated firm
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Regulated firm
A regulated firm spending {{ spendFmt }} a month on AI compute pays {{ premFmt }} more than an unregulated peer for the same capacity. {{ premYear }} a year.

Where I've worked

Internships and fellowships
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Where I've led

Community work and Brophy clubs
Community · featuredFeb 2024 to now
100K+
school supply packs distributed since the organization began, K-8, underserved and tribal Arizona communities
10K+
packs a year
1,000+
handed to families by me
Rainbow Pack AZ
Advisor to the Board · Distribution Ambassador

I ran the annual fundraiser, secured Mayo Clinic and the University of Arizona's Native SOAR as partners, manage the supply budget, and have personally handed more than a thousand packs to families on distribution days.

Mayo Clinic
The University of Arizona
Partners I securedrainbowpackaz.org ↗
Rainbow Pack volunteers leading the homework pledge with K-8 students
Students raising their hands at a Rainbow Pack distribution
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Also: National Honor Society, Padre Kino Chapter (15+ direct service hours a year with a marginalized community) · First-Gen Club · Indian Subcontinental Student Union, where I help plan the yearly Holi celebration and Diwali food fair · Red & White Ambassador · AFS Global / UPenn Changemaker Fellow, Mar to May 2026: a cohort across four continents, certified through Penn's School of Social Policy and Practice, focused on inequity in financial knowledge and college access for first-generation students.

Where I've studied

Y Combinator Startup School · San Francisco · July 2026Y Combinator
30,000+ applicants, 5% selected
Hand-selected. One of a handful of high schoolers in a room built for undergrad and grad founders.
$25K
compute grant
$75K
in AI research credits, won at a hackathon

Two days at the Chase Center with YC partners and founders across AI and fintech: talks, office hours, and the AI engineering event with Claude, OpenAI and Stripe. Hearing Stripe's CEO talk about pricing compute, the exact question behind my USC research, told me the problem was real.

Y Combinator Startup School 2026 ticket, Admit One, Ishaan Patel, Chase Center SF, July 25 to 26
Brophy College Preparatory · Class of 2027
Brophy College Preparatory
18
AP courses
Relevant coursework Linear Algebra, Differential Equations, AP Calculus AB/BC, AP Physics 1, AP Physics C Mechanics + Electricity and Magnetism, AP Computer Science Principles, AP Computer Science A, AP Chemistry, AP Biology, AP Microeconomics, AP Macroeconomics, AP Business with Personal Finance, plus many more.

Intended double major: finance and computer science. Goal: work where AI and finance meet, then start a fintech company that puts AI to work on real financial decisions for people who can't afford a team of analysts. I'm first-generation: my mom went to community college, my dad didn't go past high school, and nobody at home could explain how college or money worked, so I figured it out and then started teaching it.

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Honors College Board National Recognition Program: First-Generation and School Recognition Awards, June 2026 AP Scholar with Honor (10th), with Distinction (11th) Arizona Science and Engineering Fair: school winner, state qualifier and semifinalist, 9th, computational biotech Model UN Best Position Paper Wharton Global High School Investment Competition 2026-27, in progress
Certifications Wharton Quantitative Financial Modeling & Analysis IBM AI & Data Analytics Professional Training the Street, Accounting Foundations and Advanced Financials

Off the clock

Tennis, chess, poker, cooking. And computers.

Computers are where all of this started. At 13 I convinced my parents to let me buy the parts and build my own PC. I told them it was for school and games. I wanted it to mine crypto. It did, and watching the price move all day pulled me into markets: data from every sector in the world converging on one number, and I could connect anything to anything. I learned to code so I could do that faster, and I have been taking that machine apart and rebuilding it ever since.

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